“We must all obey the great law of change. It is the most powerful law of nature.”
Change comes to us all.
Sound life and health insurance planning cannot prevent change...
But it can certainly enable you and those you love to face change with a greater degree of certainty and peace of mind.
Let’s talk today, before that change comes…
Contact
➤ LOCATION
P.O. Box 291, Titusville, FL 32781
☎ CONTACT
info@rpjonesinsurance.com
(321) 567-7565 - Office
(931) 841-2436 - Mobile
Life Insurance
Term Life Insurance
Lower priced (initially) than permanent life insurance. Excellent option for younger insureds and those looking to use life insurance to pay off a specific amount of debt in the event of their death. Can be considered “if I die” insurance whereas permanent life insurance could be considered “when I die” insurance.
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Permanent Life Insurance
More expensive (initially) than term life insurance products. Best suited for those ready to provide protection beyond basic debt repayment, or who wish to lock in their rate and coverage more permanently. Can be considered “when I die” coverage whereas term life insurance might be considered “if I die” coverage.
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Final Expense LIFE INSURANCE
Smaller face amount policies designed to help surviving loved ones pay for funeral costs, cremation costs, final remaining physician or hospital bills and other unpaid bills or debts. Can also be used to leave money to a spouse or other family member, help fund a grandchild’s education or even to support a local church or charity organization. Nearly all Final Expense policies are Whole Life policies, with a few Universal Life policies and even the occasional small face Term Life policy being purchased.
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Health Insurance
MedicaRe Supplement
Picks up where Medicare leaves off. Fills the gaps in Medicare health insurance, therefore sometimes referred to as Medigap coverage. Learn More...
Disability Income
Helps to replace your income for a period of time should you be deemed unable to work due to sickness or disability. Learn More...
Dental and/or Vision Insurance
Pays for office visits and procedures for dental and vision care for either individuals or families. Excellent policy for Medicare beneficiaries, as this type of care is rarely covered with most Medicare plans. Learn More...
LONG TERM CARE
Pays for the exorbitant costs of long term health care, generally whether in the home, assisted living facility or skilled nursing facility (nursing home). Learn More...
Hospital Indemnity
Flexible policy type that can help offset high deductibles or other gaps in medical insurance. Excellent tool when paired with Medicare Advantage plans, helping the insured avoid the high co-pays for a very reasonable premium. Learn More...
SHORT TERM CARE
Provides the same coverage as a long term care policy, but for a limited time (typically up to one year), therefore offering significantly lower premiums. Learn More...
Cancer / Dread Disease Policies
Provides additional benefits to help families with costs involved in caring for cancer patients, or victims of a heart attack or stroke. Polices can either pay a single lump sum benefit, or benefits in accordance with care received. Learn More...
Let's Talk.
Life and health insurance can be daunting subjects. If you have questions, concerns, or simply don't know where to begin, I'll be happy to share with you from my 20+ years of experience. I look forward to hearing from you.