About Us

The autumn of 1994, collecting a debit route for a home service life insurance company in the Cumberland Plateau region of Middle Tennessee is where I started my insurance career. A few years later, newly licensed to sell property and casualty insurance, I went to work for a local agency attempting to sell everything marketable to meet as many needs as possible. In late 1999, I opted for a home based office and began working with people who were shopping for their coverage online.

I established a client base providing the coverage and pricing that savvy insurance consumers have come to expect. Over the next several years, I developed relationships with a number of national insurance marketers and brokers throughout the United States. This provided access not only to multiple insurance companies but also to the knowledge and insights of many seasoned insurance professionals and underwriters. Today, I am an Independent life and health agent licensed in Florida, Tennessee and Texas.

My 5 Business Practices

So after 20 + years in the insurance business, I have had the privilege of being schooled on a thing or two …

One company, even a very good company, simply cannot offer the best of everything for everyone. That is why I am an Independent Agent. It allows me to “shop” for my clients; not simply for price alone, but for coverage options, too.
An agent has a difficult time being all things to all people. That is why I primarily market life insurance and senior health insurance products. If you want to take 15 minutes or less to save on your car insurance, or try your hand with the name your price tool, good for you, but when it comes to insuring your life, consider working with an agent focused on and experienced in that line of insurance coverage.
My primary job is to listen, not to sell. If I am too busy “pitching” products, it is likely that I am not hearing what you are truly saying. That is why my initial conversation with a prospective buyer, whether face to face or over the phone, is conducted with a pen and pad. No ad slicks, no applications, no rate sheets… just a simple “what are your insurance concerns today?”.
It may come as a surprise, but are you aware that no one likes pushy salespeople? Never have, never will.
Over the years, of all the policies I have sold, delivered and paid claims on, I have found that the best policy is still honesty.